Dental Discount Card Plan Savings Information
How Dental Coverage -Any Coverage- Saves Money!
If you don't have dental insurance through work, it's a wise investment to purchase one of the many Dental Discount Cards that have appeared due to the demand for affordable dental care. Study after study has shown that regular dental visits can actually save you money! According to the National Institute of Health, every $1 spent on preventive dentistry -that includes regular checkups and teeth cleanings- saves $4 in restorative dentistry! A study published in the Journal of Periodontology found that patients with severe periodontal disease had 21% higher health care costs as compared to those with no periodontal disease.
How Big Are Dental Card Discounts?
Discount dental plans ARE AN AFFORDABLE OPTION for people without dental coverage. Members of these cards can lower their dentist bills by an average of 33%, although savings for individual procedures can be as high as 60% or more. Almost all types of dental work is included such as exams, cleanings, fillings, extractions, root canals, bridges, dentures, crowns, braces, etc.. All dental providers participating in these types of dental plans have agreed to accept a lower fee than they would normally charge as payment in full for each procedure performed.
Dental Discount Cards Are Not Insurance
Unlike dental insurance, dental discount card plans have no annual limits, no health restrictions and no dental exclusions. These discount plans do not pay for dental services themselves but instead offer substantial discounts on the price of all or most dental procedures, but only from participating dental providers. If you're still unsure about any dental card program, please read this brochure educating consumers on dental card programs put out by the New York Attorney General office.
How do dentists feel about dental discount card? Many find this type of dental coverage preferable to traditional dental insurance with its endless forms, billing nightmares and the displeasure of having to break the news to their patients that the procedure they need to have done isn't covered by their insurance. "This (type of) program has been a great tool for our office!", says Dr. Thomas Eaton of Ione, California. "Many of our clients tell their friends about us and the many options we have to pay for their visits. I love this service and it has made my life easy!"
How To Choose The Best Discount Dental Card
But how does one know which discount dental plan is best? There can be literally a dozen or more plans in your area for you to choose from, each one with their own group of participating dentists, premiums, fee schedules and restrictions.
Because studies done by the National Association of Dental Plans show that 68% of all buyers pay too much for full dental coverage, DiscountDental4u.net strongly suggests you know the answers to the following questions before choosing a discount dental coverage plan. After all, an informed consumer is a smart consumer.
How Many Local Dentists Practice In My Area?
DiscountDental4u.net strongly recommends that before you enroll in any dental plan, find out how many dentists and dental specialists in your area accept that plan. After all, what good is a dental plan if there aren't any dental providers located within driving distance of where you live. Especially if there is 1-2 dentists near you, call their offices and make sure that they still accept the plan you're considering joining.
What Extent Do Discount Cards Cover Specialists?
DiscountDental4u.net recommends choosing a plan that offers at least a 20% discount on all work done by dental specialists (Periodontists, Orthodontists, Oral Surgeons, etc.) unless you live in a rural area where just finding a dental specialist is rare, let alone one that accepts discounted dental plans. Please note that many dental procedures usually associated with "specialists" (braces, dentures, root canals, etc.) can frequently be done by a general dentist at a much lower cost so don't be so quick to see a "specialist".
How Long Before Dental Benefits "Kicks In"?
DiscountDental4u.net recommends choosing a discount dental card plan that allows you to begin using your benefits within a week or two of joining, except for dental emergencies where you need a dental plan with instant activation so that you can see a dentist the same or next day you enroll.
How To Shop For Discount Dental Cards
Its important that you take your time when shopping around for a dental discount plan because some plans may cost less per month/year but offer smaller discounts on dental procedures which could end up costing you more (maybe much more!) should you visit the dentist more than once during the year.
Although DiscountDental4U.net doesn't endorse one dental discount card over another, those looking to join a dental discount card plan should go to DentalPlans.com because and they make it easy to comparison shop by allowing you to quickly compare membership fees, participating dentists, dental procedures prices, and much more between 10 to 20 different regional and/or national plans. In addition, you'll save 10% on any plan you purchase! To do so, click on the link below, type in your zip code and begin comparing discount dental cards available in your area. Then, when you've decided on which discount dental savings card to become a member of, use DiscountDental4U.net's SPECIAL 10% OFF COUPON by using the code-word "blurt" when filling out a DentalPlans.com's online application.
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<p><font face="Verdana, Arial">Where can I find dental discount card coverage? Aetna Dental Access. AmeriPlan. GE Wellness Plan. Patriot Plan. UNI-CARE 200. Preferred Network Access. Alliance HealthCard Gold Card. Vital Savings by Aetna. Dent-All Plan. Careington Care 500 Series. Dentemax Discount Dental Plan. Careington Select Plan. Dental Care Advantage. UNI-CARE 100. Access Dental Plan. GE Wellness Plan. Affordable Family Health Services. Avia Dental Plan. Patriot Plan Plus. First Dental Health Access Dental Plan. Northeast. Southeast Dental Plan. Qualident Reduced Fee Dental Plan. Solstice Plus Plan One. National Discount Services. discount card. Liberty Dental Program of America. The Dental Eclipse Discount Plan. Dominion 6000X. American Dental Plan. MSofA. Dent-All Plan Inc Dental Program. Dental Plan by HealthPlus. Louisiana Dental Plan. Sonrisas Plan Dental. Tennessee Dental Plan. Kentucky Dental Plan. Indiana Dental Plan. OrthoCare Orthodontic Discount Program. I've heard that discount dental cards solutions provide an excellent alternative to dental insurance.</font></p>
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